Banks using the pressure from Obama's request to lend, to repo from others

My vehicle is financed through Chase Bank. I have been late with the payment each month, during the past year, due to being the only one working in a house hold of 4. In 2007, my daughter was killed by a DUI driver. Her children at the time was 11 and 4. I now raise my 2 grand children, now 13 and 7. Naturally, this did affect my financial status. I had a call from Chase on 11-5-2009. Informing me that the government was pressuring them to make loans, to "good people". I would like to know if Obama's plan included closing on loans of people having hardship times, already, but make the payment, to cause them to lose their job, just so the banks can make loans to "good people". I quote that from Chase. All payments are being applied to interest, not principle. I have 2.5 years left on my loan. However, if Chase gets it's way, they will repo, causing me my job. I have been threated so many times this year, I couldn't count them all. I can't believe Obama's plan wanted lower income people to be placed in more hardship, by losing their job.