Stop Bad Ideas—HSAs: Missing the Target

URL:

Abstract:

This fact sheet examines the effects that health savings accounts (HSAs) will have on those without health insurance and on the health care system overall. We find that HSAs will do little to help the uninsured gain affordable coverage and will not contain health insurance costs. In fact, over the long run, HSAs will harm those who need health care the most. They represent a radical departure from our current health care system and would exacerbate the racial and ethnic health disparities we see today.